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The Energy Company Obligation (ECO4) is a Government initiative that obligates energy companies to reduce carbon emissions and help the UK meet carbon reduction targets. Under this obligation energy suppliers deliver lifetime savings by installing energy efficiency measures in homes throughout England, Scotland and Wales.

The aim of the scheme will be to improve the worst performing homes, which are occupied by low income and vulnerable households. During ECO4, the Government have a target to have all homes in the UK up to an EPC band of D (2025). Under ECO3, 25% of measures are delivered under LA Flex. This is now changing to 50% to help more of those off of benefits but are still classed as a 'low-income' household.

First Time Central Heating

First Time Central Heating is  an aspect or extension of the ECO3 scheme which, rather than simply swap out an old boiler for a new one, the whole system is created including boiler, pipework and radiators. It’s aimed at people whose homes have never had a central heating system in place. 

Reduced Energy Bill

Grants are available for those people that do not have a central heating system present in the property. To be eligible to receive a heating grant to cover the cost of having a central heating system installed, You must be a home owner, or a tenant in a privately rented home. and you or someone living in the property must be in receipt of one of the qualifying benefits.

Free Install

Reduced energy consumption isn’t the only advantage to switching to a central heating system.

A central heating system makes it much easier to maintain a consistent temperature throughout your home when compared to electric heaters.

A modern central heating system can improve the value of your home, as well as making it easier to sell.

Most central heating systems are compatible with smart thermostats, which makes it easy to control the temperature of your home when you’re away.

Heat Pump & Solar panels 

Updating your heating system to an efficient alternative helps reduce your carbon footprint and save energy. Homes in the UK can apply for government grants that cover not only heat pumps but also other renewable and energy efficient technologies such as solar panels. 

Qualified Gas Engineer

All systems are installed by fully qualified Gas Safe registered engineers.

Once your new central heating system has been fitted, you can sit back and enjoy your new warm home with the benefit of lower energy bills as a result of your A-rated efficiency boiler.

Qualifying Benefits

You are eligible for ECO if you receive at least one of the following benefits and satisfy the relevant income requirements, where applicable:

  • Child Benefit

  • Pension Guarantee Credit

  • Income-related Employment and Support Allowance (ESA)

  • Income-based Jobseeker's Allowance (JSA)

  • Income Support

  • Tax Credits (Child Tax Credits and Working Tax Credits)

  • Universal Credit

  • Housing benefit

  • Pension credit 

  • Support Allowance 

The Great British Insulation scheme 

Can my home benefit from the Great British Insulation Scheme?

To qualify, your property must require energy-efficiency upgrades such as cavity wall insulation. The scheme will deliver one insulation measure per home, and upgrades are decided through a retrofit assessment which looks at how making changes to your property could cut energy use and reduce carbon dioxide emissions. In some cases, secondary measures, such as room thermostats or boiler programmers, will be available for households in the low-income group.

This works by your energy supplier matching you with an assessor who will visit your home and decide on the type of measure required.


You must also either own your own home or have permission from your landlord – this includes if the property is owned by a social housing provider or management company.

You can contact any of the energy suppliers who are obligated to take part in the scheme to find out how they may be able to help you benefit, even if they are not your energy provider.

Am I eligible for the Great British Insulation Scheme?

The Great British Insulation Scheme is designed to complement the Energy Company Obligation (ECO4) scheme, but it will also offer support to a broader range of homeowners and tenants.

As well as supporting low-income and vulnerable households (through the scheme’s low-income group), this scheme will also help those living in homes within a wider, general group.

The low-income group is for homeowners or tenants who receive at least one of the following benefits:

  • Child Benefit

  • Pension Guarantee Credit

  • Income-related Employment and Support Allowance

  • Income-based Jobseeker's Allowance

  • Income Support

  • Tax Credits (Child Tax Credits and Working Tax Credits)

  • Universal Credit

  • Housing Benefit

  • Pension Credit Saving Credit

The general group is for those households with properties that have an Energy Performance Certificate (EPC) rating of D to G, and which are within Council Tax bands A to D in England and A to E in Scotland and Wales.

What types of insulation could I have installed under the scheme?

Both the general and low-income groups will be eligible for the following insulation measures:

  • cavity wall (including party wall)

  • loft

  • solid wall

  • pitched roof

  • flat roof

  • under-floor

  • solid floor

  • park home

  • room-in-roof

Where an eligible insulation measure is installed in owner-occupied premises in the low-income group, certain heating controls - such as room thermostats - would also be allowed, as a secondary measure.

Higher-cost measures - such as solid wall insulation - would be more likely to need a contribution from the household.

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